Bizum Prepares 2026 In-Store Payments Launch to Challenge Visa and Mastercard

Hey Payments Fanatic!

Bizum is preparing a major expansion for 2026 with a new in-store payment solution designed to reduce reliance on Visa and Mastercard.

The Spanish bank-backed platform aims to let customers pay directly at physical merchants through a dedicated app.

The service, known as Bizum Pay, will allow payments straight from a customer’s bank account without requiring a card. Banks are also exploring embedding the functionality inside their existing apps.

The move fits into a broader European push for payments autonomy. Banks want alternatives that reduce dependency on US infrastructures while enabling cross-border, instant, mobile-to-mobile transactions.

And on top of all that, the discussions continue around a pan-European framework that could interconnect Bizum with systems in Italy, Portugal, France and Germany, including Wero.

Europe’s Payments landscape is entering a new phase, and 2026 is shaping up to be a defining year.

Stay informed. Payments move fast, and I’ll bring the next update your way tomorrow.

Cheers,

Marcel

INSIGHTS 

📰 Making Payments a Profit Centre: A White Paper by Ecommpay. This new white paper shows how leading e-commerce brands are turning payments into a profit engine, using smarter strategies to cut costs, recover revenue, and boost conversion. Download here

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