Claude, Gemini, and Codex Gain Access to Crypto Thanks to Payments MCP by Coinbase

Claude, Gemini, and Codex Gain Access to Crypto Thanks to Payments MCP by Coinbase
Claude, Gemini, and Codex Gain Access to Crypto Thanks to Payments MCP by Coinbase

Hey Payments Fanatic!

Coinbase introduces Payments MCP, a new tool designed to bring AI agents on-chain, no API keys required.

Built on x402 Foundation, Payments MCP is the first solution enabling LLMs like Claude, Gemini, and Codex to access wallets directly, perform on-ramp operations, and send payments within one integrated flow.

The goal is to simplify agentic commerce, where autonomous AI agents transact on behalf of users.

Until now, most LLMs lacked direct access to crypto tools, limiting their usefulness in real-world applications. Payments MCP changes this by giving these agents a safe, seamless way to handle crypto transactions without exposing sensitive credentials or requiring custom-built infrastructure.

This move positions Coinbase at the forefront of AI-powered finance infrastructure.

Think:

  • AI bots paying for services;
  • LLMs managing crypto wallets;
  • On-chain agents transacting in real time.

As agentic systems evolve, so will the demand for tools like Payments MCP that enable smarter, autonomous transactions. Would you trust an AI agent to manage your wallet? 🤔 Let me know.

Now, let’s dive into today’s other top payments stories.

Cheers,

Marcel


INSIGHTS

➡️ There are currently ~320 payment companies building on cryptorails 👇

Which company is missing from this map?

Onchain Payments Landscape 2025

🌎 How to use AI to stay ahead of fraud during peak seasons by ACI Worldwide. ACI Worldwide’s AI-powered payments intelligence helps merchants stay ahead by using behavioral biometrics, pattern recognition, global intelligence sharing, and self-learning AI to detect and prevent fraud in real time, protecting revenue while ensuring seamless customer experiences.


NEWS

🇬🇧 Solidgate Billing Dashboard. As companies expand across products and regions, tracking subscription KPIs becomes complex and fragmented. Solidgate simplifies this with its new Billing Dashboard. Integrated within the Solidgate HUB, the dashboard centralizes subscription analytics, giving teams clear visibility into growth, churn, and revenue trends.

🇫🇷 French digital bank Fortuneo has partnered with Wero, a European digital payment solution, allowing its customers to send and receive money instantly and securely between friends and family directly from their mobile banking app. With this launch, Fortuneo customers become part of Wero’s growing network of 45 million active users.

🇺🇾 DEUNA has appointed Andrés Spósito as its new Head of Account Management, reinforcing its mission to turn payments into performance. With over nine years of experience in the payments industry, including leading strategic partnerships at dLocal across Latin America and emerging markets, Andrés brings strong commercial and operational expertise.

🇺🇸 Coinbase is launching Payments MCP. Payments MCP extends this vision by giving AI agents the same on-chain financial tools humans use, from wallets and onramps to stablecoin payments, all accessible through natural language. Model Context Protocol is a framework that lets AI models safely access external tools and services.

🇺🇸 PayPal to drive engagement in the post-transaction experience with Rokt. This integration populates advertisements following peer-to-peer (P2P) transactions on "Thank You" pages across PayPal and Venmo, as well as on merchant confirmation pages through Honey.

🇨🇦 Cybrid raises $10M to power stablecoins for financial institutions. The funding will accelerate Cybrid’s mission to drive stablecoins as the preferred choice for financial institutions, cross-border remittances, and B2B payments. Cybrid has grown rapidly to help financial institutions, FinTechs, and companies in the U.S. and Canada.

🇺🇸 Shift4 to acquire Worldline’s North American subsidiaries. Shift4 CEO Taylor Lauber described the acquisition as a classic Shift4 move, bringing in a large base of gateway customers and payment volume to integrate into its global acquiring platform. He noted that this acquisition will help rapidly expand Shift4’s customer base.

🇺🇸 Splitit and DXC collaborate to offer instalment payments via bank debit cards. This partnership harnesses DXC’s Hogan core banking platform, presenting an opportunity for hundreds of millions of cardholders worldwide to manage their cash flow more effectively. It aims to simplify consumer access to pay-over-time plans without the need for separate credit lines.

🇬🇧 Wirex brings Google Pay to the UK for faster, safer, stablecoin and fiat spending. By integrating with Google Pay, Wirex enables users to manage and spend money securely, combining modern technology with the stability and familiarity of traditional finance.

🇬🇧 Rightcharge bags £1.6M to simplify EV charging payments for Europe’s fleets. This funding supports Rightcharge’s expansion across Europe, initiated through a white-label partnership with Octopus Electroverse. Keep reading

🇮🇳 BharatPe appoints ex-Paytm exec Ajit Kumar as CTO. The company said he will be responsible for scaling its payments and lending platforms with a focus on reliability and product excellence. Read more

🇺🇸 Kard secures $15M growth capital from Trinity Capital. The funding represents a strategic collaboration aimed at helping Kard scale its platform and enter new markets. Kard operates an API-first rewards infrastructure that allows banks, FinTechs, and loyalty programmes to create deeply tailored and dynamic rewards ecosystems.

🇺🇸 Paygentic raises a $2M pre-seed round to provide payments infrastructure to AI-native businesses. Paygentic will use the investment to grow the team, accelerate product development, support ever more innovative agentic billing patterns, and reinforce their payments infrastructure to serve their growing customer base.

🇦🇷 dLocal partners with Alchemy Pay to streamline crypto-to-fiat payments in Latin America. By integrating with dLocal’s platform, Alchemy Pay further enhances its on and off-ramp capabilities, adding faster and more localized payment options while reducing the complexities of cross-border transactions.


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