INXY Raises $7M to Expand Global Payments Platform
Hey Payments Fanatic!
INXY, an EU-authorised payment platform with a presence in Cyprus, announced on Monday that it has raised $7 million in total seed funding to scale its cross-border payment infrastructure.
The announcement comes amid a surge in demand for stablecoin payment infrastructure, which has seen significant growth over the past year.
“Global businesses no longer consider stablecoins as an experiment – they perceive them as a tool for growth,” said Ruslan Zholik, Founder and Chief Executive Officer of INXY.
The company said the new capital will be used to expand product offerings, secure additional regulatory licences, and strengthen its presence in key international markets.
Under MiCA (Markets in Crypto-Assets Regulation), if a stablecoin becomes significant, the EU requires the company to hold a capital buffer (often up to 3% of their total reserves) using their own equity. A company aiming for a €1 billion circulating supply needs roughly €30 million just sitting in a bank account to satisfy the regulator.
INXY currently processes over $2 billion in annual transaction volume, supported by 500 per cent year-on-year growth.
As stablecoins increasingly reshape global payments and cross-border transactions, keep up with the latest news. 👇 Back tomorrow!
Cheers,
INSIGHTS
🇺🇸 The 2025 Top 10 Merchant Acquirers in the US.
Together, they processed ~$𝟭𝟭 𝘁𝗿𝗶𝗹𝗹𝗶𝗼𝗻 in payment card volume 🤯
NEWS
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GOLDEN NUGGET
𝐒𝐭𝐚𝐛𝐥𝐞𝐜𝐨𝐢𝐧 𝟏.𝟎 → 𝟐.𝟎 — 𝐟𝐫𝐨𝐦 “𝐛𝐥𝐚𝐜𝐤 𝐛𝐨𝐱” 𝐭𝐨 𝐦𝐨𝐝𝐮𝐥𝐚𝐫 𝐩𝐚𝐲𝐦𝐞𝐧𝐭 𝐬𝐭𝐚𝐜𝐤 👇Created by Arthur Bedel 💳 ♻️
The first wave of stablecoin infrastructure was simple:
1️⃣ provider.
1️⃣ stack.
1️⃣ margin.
Take it or leave it.
That was 𝐒𝐭𝐚𝐛𝐥𝐞𝐜𝐨𝐢𝐧 𝟏.𝟎 — fast to launch, but opaque, expensive, and with very little control over counterparties, liquidity, or compliance.
Now we’re entering 𝐒𝐭𝐚𝐛𝐥𝐞𝐜𝐨𝐢𝐧 𝟐.𝟎 — a modular, bank-grade architecture where institutions can actually own the stack.
↳
𝐒𝐭𝐚𝐛𝐥𝐞𝐜𝐨𝐢𝐧 𝟏.𝟎 — 𝐓𝐡𝐞 𝐁𝐥𝐚𝐜𝐤 𝐁𝐨𝐱
All-in-one providers handled everything:
• Wallets
• On/off ramps
• Liquidity
• Compliance
• Settlement
Examples: BVNK, zerohash, Privy, Bridge
Easy? Yes.
Strategic? Not really.
❌ Fees compound
❌ Margins compress
❌ You can’t choose providers
❌ Limited control over compliance & flows
It worked for experimentation — not for mission-critical payments.
↳
𝐒𝐭𝐚𝐛𝐥𝐞𝐜𝐨𝐢𝐧 𝟐.𝟎 — 𝐌𝐨𝐝𝐮𝐥𝐚𝐫 𝐈𝐧𝐟𝐫𝐚
Institutions now assemble their own stack, layer by layer:
Wallet Infrastructure
→ Dfns, Utila, Fireblocks
Secure key management, policies, approvals, enterprise controls.
Liquidity, Swaps & Bridges
→ Breeze, BVNK, zerohash, Plasma
Routing value across chains and corridors with real FX economics.
Compliance Layer
→ Chainlink Labs, Elliptic
Risk, analytics, AML — decoupled from execution.
On/Off Ramps
→ Ramp Network, Mural Pay, MoonPay
Multiple corridors instead of a single gatekeeper.
Payments & Settlement
→ Visa, Circle, Paxos, Tether.io, Ripple
Rails that connect OnChain flows to the real economy.
Partner Network & Integrations
→ Borderless.xyz, Alchemy, Bridge
Connectivity into global ecosystems.
Result:
✅ Full control
✅ Negotiated terms
✅ Multi-corridor strategy
✅ Adapted per region & use case
This is the same evolution we saw in card acquiring and open banking:
from monolith → 𝐨𝐫𝐜𝐡𝐞𝐬𝐭𝐫𝐚𝐭𝐞𝐝 𝐬𝐭𝐚𝐜𝐤.
↳
Stablecoins are no longer a single product. They’re becoming payment infrastructure.
𝐓𝐫𝐞𝐚𝐬𝐮𝐫𝐲 → 𝐩𝐚𝐲𝐨𝐮𝐭𝐬 → 𝐜𝐫𝐨𝐬𝐬-𝐛𝐨𝐫𝐝𝐞𝐫 → 𝐦𝐞𝐫𝐜𝐡𝐚𝐧𝐭 𝐬𝐞𝐭𝐭𝐥𝐞𝐦𝐞𝐧𝐭
↳ all require different risk, liquidity, and compliance choices.
𝐒𝐭𝐚𝐛𝐥𝐞𝐜𝐨𝐢𝐧 𝟐.𝟎 lets institutions design that intentionally instead of inheriting a vendor’s model.
The winners won’t be the ones with the loudest token story. But the ones with the best stack architecture.
💭 Which layer would you unbundle first — wallets, liquidity, or compliance?
Source: Utila & Brice GROCHE
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