Nu Empresas Launches a Full, Free Payments and Collections Solution

Hey Payments Fanatic!

Today’s developments in Payments bring, among other updates, a new launch focused on streamlining how businesses handle their collections.

Nu Empresas is rolling out a complete, free platform designed to simplify how entrepreneurs manage incoming payments. Everything is free of charge, giving entrepreneurs a more predictable way to manage their day-to-day operations.

The solution centralizes issuing payment slips, Pix QR codes, reminders, and overdue tracking. All flows operate inside the Nu account, reducing the need for external tools and cutting the manual work that typically slows SMEs.

The focus is on lower operational effort and clearer visibility 📲. According to Nubank, the features reflect the core pain points raised by small businesses, especially around reconciliation and payment follow-up.

Tools like this definitely show how Payments keeps expanding its support for SMBs.

Read more global payments industry updates below 👇 and I'll be back with more tomorrow!

Cheers,

Marcel

INSIGHTS

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NEWS

🇦🇹 Raiffeisen Bank International joins European Payments Initiative as Acceptor PSP. By joining EPI as an Acceptor PSP, RBI will enable merchants within its network to accept Wero payments, facilitating seamless and secure transactions across multiple channels, including e-commerce, as well as point-of-sale transactions.

🇧🇷 Nu Empresas launches Collections Assistant, a complete and free billing solution to eliminate operational effort and give entrepreneurs more confidence. With it, Nu Empresas clients gain greater control over their receivables, optimising this management, preventing payment delays, and improving cash flow.

🇧🇷 Paysafe enables Brazilian gamers to pay for Boosteroid by Pix. Through Paysafe, Brazilian gamers wanting to access Boosteroid’s extensive collection of video games can now pay for their subscriptions using Pix, the country’s most popular payment method, as well as by Boleto Bancário.

🇬🇧 Endava and Paysafe unite to redefine the future of payments and digital communities. Paysafe Chief Product Officer Bob Legters said the company’s partnership will marry Paysafe’s global payments expertise with Endava’s AI-driven engineering to deliver faster product rollouts, higher conversion rates, and more sophisticated digital experiences for partners and users.

🇦🇺 PayPal launches Xoom in Australia. This expansion enables Australians to easily and securely send money to family and friends in over 150 countries, supporting more than 100 currencies. With Xoom, Australians can choose to transfer funds directly to recipients’ bank accounts, mobile wallets, or opt for cash pick-up or home delivery services.

🇵🇭 HitPay and Visa launch affordable card payments for Philippine SMEs. The collaboration will enable local merchants to process in-store and online transactions. Through the Visa Acceptance Platform, HitPay will offer businesses access to payment capabilities, including EMV-certified card readers and mobile-based solutions.

🌍 UnionPay International to expand card acceptance with Amazon payment services across the MENA region. Once the integration is complete, millions of UnionPay cardholders will be able to access a frictionless payment experience with Amazon Payment Services' merchants.

🇦🇺 Tyro Payments CEO departs, interim named. Davey will leave the company on December 5, with Nigel Lee slated to take over the role in mid-January. During the five-week interim period, Chief Financial Officer Emma Burke will serve as acting CEO.

🇲🇽 Mastercard and L’Oréal to transform the future of beauty commerce. By streamlining the credit-decisioning process and embedding financial products where salon professionals operate, Mastercard, L’Oréal, and Clara are making the process faster and easier, empowering more beauty professionals.

🇮🇳 Navi aims to become a major UPI player as it scales credit line offerings. Navi Technologies CEO Rajiv Naresh says the FinTech aims to capture a significant share of the UPI ecosystem by investing in credit line products, strengthening tech infrastructure, and increasing customer awareness.

🇰🇷 KakaoBank plans to launch its own won-pegged stablecoin and seeks fresh hires. Kakao is reportedly establishing blockchain infrastructure for its own stablecoin and has opened new recruitment for blockchain service backend developers.

🇺🇸 U.S. Bank is testing custom stablecoin issuance on the Stellar Network. The collaboration reflects SDF’s mission: helping to unlock equitable access to the global financial system by making the rails beneath everyday financial services more inclusive, interoperable, and efficient.

GOLDEN NUGGET

💡 𝐐𝐮𝐞𝐬𝐭𝐢𝐨𝐧 𝐟𝐨𝐫 𝐲𝐨𝐮: Could Account-to-Account rails finally dethrone cards in Europe?👇 Created by Arthur Bedel 💳 ♻️

𝐔𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝𝐢𝐧𝐠 𝐎𝐩𝐞𝐧 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 & 𝐏𝐈𝐒𝐏𝐬 with Ecommpay — Open Banking is rewriting the rules of money movement in Europe. At the heart of this shift are Payment Initiation Service Providers (PISPs) — regulated players that enable instant, account-to-account (A2A) payments straight from a customer’s bank account, bypassing cards altogether.

𝐇𝐨𝐰 𝐢𝐭 𝐰𝐨𝐫𝐤𝐬 — a checkout in motion:

1️⃣ Shopper selects “Pay by Bank” at checkout.

2️⃣ Chooses their bank from a list.

3️⃣ Authenticates in their mobile banking app (SCA included).

4️⃣ Confirms the transaction.

5️⃣ Payment is routed instantly to the merchant, with real-time confirmation.

For merchants, the upside is clear: lower costs (no interchange or scheme fees), faster settlement (instant or near-instant payouts), and greater security. On top of that, PISPs enable real-time pay-ins and payouts, powering use cases far beyond ecommerce — from payroll and gig economy disbursements to marketplace seller settlements.

𝐊𝐞𝐲 𝐏𝐥𝐚𝐲𝐞𝐫𝐬 𝐢𝐧 𝐭𝐡𝐞 𝐒𝐩𝐚𝐜𝐞:

👉 Ecommpay — combining orchestration with Open Banking pay-ins/payouts.

👉 Tink (Visa) — powering A2A connectivity across Europe.

👉 Aeropay — bridging Open Banking with seamless, no-card checkouts.

👉 TrueLayer — API-first player specializing in A2A and data.

👉 Yapily — strong in UK and EU Open Banking rails.

Countries like the UK, Spain, Ireland, France, and the Netherlands are already live, and adoption is accelerating. The more merchants embed A2A rails, the less reliant they become on legacy card infrastructure. This isn’t just another payment method — it’s a structural shift in commerce.

The future of checkout in Europe looks increasingly A2A-first — with orchestration platforms layering intelligence and scale on top.

Sooo - what do you think? 😉

Source: Ecommpay

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