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Rain & Toku Launch First Real-Time, Compliant Stablecoin Payroll for Global Teams

Hey Payments Fanatic!

Rain, the global card issuing and stablecoin payments platform, has teamed up with Toku, a leader in token and stablecoin compensation compliance, to launch the world’s first real-time, compliant stablecoin payroll solution.

This integration enables employers to fund and settle payroll instantly in stablecoins, ensuring full compliance across more than 100 countries. Rain’s programmable payment rails connect with Toku’s employment and tax compliance engine to automate cross-border payments and unlock onchain efficiency for modern teams.

“Payroll has remained one of the last major financial flows stuck in outdated systems,” said Farooq Malik, CEO of Rain. “By combining Rain's onchain infrastructure with Toku’s compliance expertise, we’re bringing the benefits of stablecoins to the most important payment of all: your paycheck.”

Key benefits:

Compliant global payroll: Toku ensures tax and labor compliance across jurisdictions, with payouts in USDG, USDC, RLUSD using familiar platforms like ADP and Workday.
Real-time, wallet-native settlements: Rain removes banking delays by routing payments directly to wallets or digital asset accounts.
Earned wage access with real-world utility: Employees get immediate access to their earnings, usable via Rain-issued cards accepted at 150M+ merchants globally.

“Fiat payroll still moves on rails built in the 1970s,” said Ken O’Friel, CEO of Toku. “Stablecoin payroll can fundamentally reshape corporate cash management—and with Rain, we’re making it seamless, scalable, and compliant by default.”

With global demand rising and regulatory clarity improving under the GENIUS Act, this launch positions Rain and Toku at the forefront of the next evolution in enterprise finance.

Read more global payment industry updates below 👇 and I'll be back with more tomorrow!

Cheers,

Marcel

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